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Pages:
2 pages/β‰ˆ550 words
Sources:
2 Sources
Style:
APA
Subject:
IT & Computer Science
Type:
Research Paper
Language:
English (U.S.)
Document:
MS Word
Date:
Total cost:
$ 12.96
Topic:

Kiva Borrowers: Data Requirements, Assessments, and Recommendations

Research Paper Instructions:

https://www(dot)kiva(dot)org/lend/filter?sortBy=popularity&country=US§or=1,12
overview:
Kiva is a non-profit organization that allows individuals to lend money via the internet to low-income entrepreneurs and students in nearly 100 countries. It is Kiva’s goal to bring lenders and borrowers together in order to increase financial access and improve the quality of financial services in underserved communities.
User stories that outline the borrower and lender personas are provided below:
As a Kiva borrower, I want to access information about Kiva and about borrowing from Kiva with my flip-phone (which is an embedded device), so that I can stay informed, request loans, and track my loan payback process.
As a Kiva lender, I want to explore borrower requests, analyze my and others’ lending data, and follow borrower loan payments (in a cloud application) so that I can forecast how I will loan funds and plan the recycling of previous paid funds.
You will be thinking about the borrowers’ and lenders’ needs as you start to explore the data Kiva has made available. Use the Kiva Lend Filter and the Kiva Data Snapshots pages, linked in this module’s Resources, as you work through this assignment.
Prompt
Specifically, you must address the following rubric criteria:
1. Evaluate the data requirements for borrowers. Using the given PDFs..... Consider the borrower user story and assess what available Kiva data will best fit their needs and can be developed within an embedded system, given technology limitations. Think about the following questions as you make your assessment:
* What data does the borrower want to access locally?
* What data fields from the CSV file will be most applicable?
* What type of interface is possible with the limited resources of an embedded system?
* Who will the different users of the system be? What will each user need to be able to do?
* What are the design requirements for the system?
2. Assess specific borrower stories to refine their data needs. Review at least five borrower stories on the Kiva Lend Filter page, which is linked in this module’s resources, to better understand the specific needs borrowers have. Discuss the stories you reviewed and whether your assessment of the data requirements has changed based on your evaluation of the five borrower stories.
3. Recommend borrower data priorities for UI/UX development. Based on the analysis you completed using data from the Kiva Data Snapshots page and the Kiva Lend Filter page, determine what data you would display in a UI/UX wireframe for an embedded system. Explain the importance of the data you selected and remember to focus on serving the needs of the borrowers. You do not have to think about how the data could be displayed in a wireframe yet.
4. Evaluate the data requirements for lenders. Consider the provided lender user story and assess what data from the Kiva Data Snapshots page will best fit their needs. Keep in mind that although cloud-based systems have the capacity to scale, Kiva is a nonprofit and scaling data in the cloud is expensive. Think about the following questions as you consider the data desired by lenders for the cloud-based system:
*What data does the lender want to access?
*What data fields from the CSV file will be most applicable to the lender’s needs?
*What type of interface is possible with the available resources?
*Who will the different users of the system be? What will each user need to be able to do?
*What are the design requirements for the system?
Guidelines for Submission: Submit your written response in a 2–3 page, double-spaced Microsoft Word document. Sources should be cited according to APA style.

Research Paper Sample Content Preview:

Kiva Lender and Borrower
Student's Name
Institution Affiliation
Instructor
Date
Data Requirements for the Borrowers
Following the review of users' stories, data requirements for borrowers vary depending on the type of loan they are applying for as determined by the intended use. Relevant data fields from the CSV file include the borrower's name, address, country, loan amount, loan terms, income, employment history, credit history, and other financial obligations. The embedded system should have a secure user authentication system, an intuitive user interface, and an easy-to-use loan application process. Furthermore, the technology should support repayment tracking, reporting, and analytics. Additionally, it should integrate with Kiva's existing systems for staff use.
Assessment of Specific Borrower Stories
To refine the specific data requirements of borrowers, I had to review their stories. First among five Kiva's potential loan benefactors is Rudineia from South Jordan, United States. She needs a loan to help her afford a down payment for her first food truck (Kiva, 2023). Therefore, she will have to provide information related to her income, employment history, and financial obligations. Secondly, Burlap and Barrel are spice farmers from the United States. They require a loan to help increase farmers' income in 23 countries (Kiva, 2023). Therefore, they will need to provide information regarding the number of farmers they work with, their farming practices, and their financial goals. The third user's story is Stephanie, a businesswoman from Oakland, CA, U.S. She requires a loan to help expand her ice cream production. She will need to render information on her production capacity, the ingredients used in her products, and her financial goals.
The fourth user is Tom, a farmer living in New York. He wants a loan to help him hire extra staff to grow organic food. In this case, he will have to give information concerning his farming practices, the number of staff he plans to hire, and his financial goals. Finally, Kuli Kuli is a socia...
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