Human Resources Benefits Short questions

Human Resources Benefits Short Questions
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Institution
Human Resources Benefits Short Questions
Question 1: Yes, the many laws enacted in the recent past are the reason for the increase in litigations related to employee benefits. However, other factors such as unemployment and employees’ increased awareness about their rights have also contributed to this boom. Notably, just a few years ago, the world witnessed a global recession that in many ways caused a lot of unemployment. For many people who were dismissed from jobs, they considered this unfair and went ahead to have the cases presented before the employment tribunal. Considering that many people were and still are affected by this, it explains why there has been such an increase in employee benefits-related litigation. Concerning the second reason, it is a fact that employees are also increasingly becoming more aware of their rights and therefore they immediately tend to seek legal help in case they feel these rights have been violated. For instance, unfair dismissals or treatment based on age, sex, religion, health status, color or any other related issues can easily cause an employee to take legal action.
Question 2: While administering the HMOs, HR professionals can face the challenge of lack of cooperation on the part of employees due to the disadvantages associated with the same such as the inability to be given specialized care that is only availed through a referral. With HMOs, the participants can only access a restricted number of medical providers and hence the HR may find it difficult to administer it for those employees that are used to the idea of having many options to choose from. The cost of administering is another challenge faced in HMO administration. Even though a relatively large percentage is saved with the HMO plan, the HR professionals may find the overall cost of health care a bit challenging since the cost depends on the health status of the enrollees. Another cost-related challenge is that whatever premium is paid, it is only sufficient to allow those enrolled to cover the cost required for paying for those doctors within the network, otherwise, one would have to seek alternative services through other means.
Question 3: The following process or procedure can be used by the benefits administrators. The first step is identifying the employee benefits being given out in terms of their type before ensuring that the benefits plans are administered. The next step is coming up with an executing an enrollment process that is smooth and open. After this, the collection of data follows which ensures the participants’ compliance with the COBRA benefit. Eligibility rules are then created in a simple process before open enrollment is provided to all employees or participants using the various online platforms. Any changes in billing are closely monitored as a way of managing the COBRA benefits budget. In this way, any excesses or overages in the premium can be stopped easily. All these steps and procedures have to be taken with great consideration of the benefits budget. In the end, the most important thing is the documentation and maintenance of the processes involved in assigning the benefits.
Question 4: The quality of health...