Medicare in the Hospital

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One major component of Medicare is Part A (hospital coverage) that covers inpatient hospital stays, certain healthcare, and skilled nursing facility care (Medical, 2020). Another component is Part B (medical coverage) for doctor visits, outpatient services, X-rays, lab tests, as well as preventive care. A third component is Part D (prescription drugs) coverage but only offered by private health plans. One component of Medicaid is inpatient/outpatient hospital services (Medical, 2020). The second component is prescription drug costs and the third component is dental healthcare and related services.
One patient coverage gap in Medicare is that patients still have to pay copays, which is a fixed amount to access some services, as well as coinsurance, which means a percentage of the medical bills that Medicare does not cover. Another gap in Medicare is that Medicare Part B requires patients to pay a monthly fee often known as a premium (WebMD, 2020). Some patients may also pay premiums for Part A. The gap in Part A and B occurs because it does not cover patient conditions in terms of long-term care, most dental exams, dentures, eye exams, acupuncture, hearing aids or fitting them, and foot care. One ...