Understanding Digital Society and Identity Theft

need to agree or disagree and why to below post about identify theft in digital era
I don't believe identity is completely unavoidable in this digital society that we're currently living in. However, I do recognize that cyber crimes are increasing as the years progress. Therefore, at some point we may find ourselves being victims of identity theft, or someone close to us has. According to the article Combatting Financial Fraud and Identity Theft in a Digital World, a 2018 Citi Mobile Banking Study found that mobile banks are one of the top three most popular and used phone applications by Americans (Parent, 2019). It is said that identity theft crimes can lead to continued misuse for years to end, it is suggested that you implement protection for account holders' identities on an individual level as this can be a tremendous value for both the consumer and institution. Another way in which individuals can reduce their risk of being a victim of identity theft would be using a 3SPP authentication system; it's able to offer excellent features and is secure, simple-to-use, scalable, private, and pervasive (Salmony, 2018). Regarding how businesses that collect personal data can help reduce their clients' risk of being a victim of identity theft, it is said that banks should play a key role in protecting customers from cyber crime/online fraud, to make their lives easier, and to truly enable the online and offline economy. In order to rebuild your life after identity theft, you must take immediate action, starting off with contacting the company/bank where the breach occurred. You then want to obtain a copy of your credit report to analyze any activity that has been occurring. Activating fraud alerts on all of your credit reports is also crucial, you can have the fraud alert extended for about seven years. Freezing your credit is another recommendation, if you're able to demonstrate to credit-reporting agencies, they'll most likely freeze your credit at no cost. Other steps that you can take to rebuild your life after becoming a victim of identity theft include: filing a police report, providing a copy of your identity theft report to your creditors, change all your passwords, contact the social security administration, obtain a new driver's license number, and overall stay vigilant.