Analyze Personal Financial Situation Using Appropriate Financial Tools

Develop a personal financial plan detailing the financial goals that you and/or your family have developed. This is a staged project.
Stage 1: Analyze your personal financial situation using appropriate financial tools.
What does this mean? We have covered housing, auto, insurance, time value of money, different banking/savings products; we looked at debt in a homework assignment, and discussed credit cards and investments. I have also attached a handy and simple budget creator, in excel, for you to use. Based on where you think you are, backing your opinion of your financial situation with articles you have read and your text for the class, analyze your financial life. You should cover all topics outlined in the syllabus.
Stage 2: Identify short-term, mid-term, and long-term goals. Rank your goals in order of importance as they relate to the financial resources available and expected. Estimate the financial commitment for each goal.
What does this mean? Set a couple goals for yourself in regard to savings, retirement planning or saving for a large purchase. Think through some of the savings and investment vehicles we have gone over in class (and citing the importance of knowing that from a journaled article you read or one I provided for the class) as well as what you learned about the use of CFP professional. Set your goals, tell me why they are important and how you intend to achieve them as well as monitor your progress.
Stage 3: Consider all factors we have covered in class, including budgeting, time value of money, asset protection, debt/credit, savings, investing, and estate planning.
What does this mean? Summarize your work and plan, and open up a little about where and why you chose certain things. Different from probably most financial education classes I provided multiple opportunities for you all to learn about yourself in relation to money, the emotional factors of money and the psychological factors related to money. As such, you now have greater personal awareness as well as the know how to truly stick to a budget and hit your goals. Walk me through this section, using text and citations from class, and tell me how you know your financial plan is a good fit for you and having designed your plan in a way that fits you, what factor or factors are you helping yourself to be more aware of?
Now that content is covered, let’s talk about what I want to see in regard to APA.
First Main heading: Personal Financial Situation
Subheadings: Career planning, banking services, housing decision, automobile, and insurance
Second Main heading: Financial Goals
Third Main heading: Financial Plan
Subheadings: Investments and Monthly budget
I have also attached a budget you can use, or use one you found on your own.
Do NOT design a cover page with an interesting graphic. You DO need a cover page, but it should be APA format. No need to get creative unless you want to be.
Size 12 font, double spaced using Times New Roman
References should use APA formatting both in text and on the references page.
Headings and subsection should be used so that it is clear you have covered each section and throughly discussed the three “stages” in sections and broke the sections into subsections for what you want to consider in those sections.
The 8-12 pages does NOT include the title page or the reference page. I want to see 8-12 pages of content. In fact, many, many students end up writing more than 12 pages. This is totally fine. It is a big assignment.
I also do NOT need a table of contents nor an Abstract. If you want a table of contents, you can add one, but again…this does not count toward your 8-12 pages of required content
It’s supposed to be my personal financial plan but the writer can make up whatever numbers they want.
Just so you know the deadline is the deadline so its absolutely crucial to be finished with the work by then and tell me everything you need as soon as possible.