Bibliography Cause And Effect The Need For Health Insurance

The Need for Health Insurance
Health Insurance — Essential to Social Development
Barrientos, Armando. “Health Insurance — Essential to Social Development.” International Union Rights, vol. 7, no. 4, 2000, pp. 6–7. 
Barrientos provides a quick overview of the different models of health insurance provision and how some may be advantageous over the others. He discusses how economic trends affect the models of insurance which in turn influences how national (generic) health insurance provisions become limited. On the other hand, private provisions which are more costly are definitely more convenient but obviously, these are not accessible to everyone. The author proposes a perspective on how health insurance provision should be linked to societal development which highlights the idea that there should be prioritization for healthcare as a basic social service that the government should be responsible for.
The divide between private and public healthcare directly affects healthcare insurance provisions to the point that these provisions are being designed depending on what is favorable to the consumer seeking for insurance (Rajeev 3173). The flaw in this is how it discredits the general purpose of healthcare insurance that should address everyone, without heavy limitations.
Problems with Health Insurance
Ferguson, Robert, and Dean Leistikow. “Problems with Health Insurance.” Financial Analysts Journal, vol. 56, no. 6, 2000, pp. 14–29.
This article explores the loopholes in the provision of health insurance as a basic social service. It cites its inaccessibility for many with regards to high prices of insurance. This shows that there is not enough attention given to health insurance as a basic necessity for citizens. For the authors, the problem lies in the limitations of health insurance especially with how it can be very selective in nature. This article is an essential read in studying about health insurance because it shows the shortcomings of som...