How People Incomes Affect Their Decision When Buying Health Insurance?

Developing a Research Paper Institution: Course: Name: Date: Developing a Research Paper Research Question: How people's incomes affect their decision when buying health insurance? Step 1 Kaestner, R., & Lubotsky, D. (2016). Health insurance and income inequality. Journal of Economic Perspectives, 30(2), 53-78. Step 2 Important concepts * The effects of income on investments in health and education * The link between nutrition and earnings at low levels of income * The effects of inequality on the ability of the political process to deliver public goods Keywords Income inequality, health, economic development, mortality rate. Bibliography citations Deaton, A. (2003). Health, inequality, and economic development. Journal of economic literature, 41(1), 113-158. Step 3 Important concepts * The relationship between inequality and age-standardized mortality rates * The link between income inequality and disinvestment in human capital * The relationship between income inequality and the erosion of social capital * The direct impact of income inequality on health Keywords Social inequality, socioeconomic status, social capital, relative deprivation Bibliography citation Kawachi, I., & Kennedy, B. P. (1999). Income inequality and health: pathways and mechanisms. Health services research, 34(1 Pt 2), 215. Leigh, A., Jencks, C., & Smeeding, T. M. (2009). Health and economic inequality. The Oxford handbook of economic inequality, 384-405. Step 4 Bibliography citation Age and Gender - Centers for Medicare & Medicaid Services. (2017). Cms.gov. Retrieved 14 March 2018, from /Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/NationalHealthExpendData/Age-and-Gender.html Step 5 Article Review Deaton, A. (2003). Health, inequality, and economic development. Journal of economic literature, 41(1), 113-158. The article is an investigative report on the connection between inequality and health in both poor and rich countries. The study incorporated both theoretical and empirical approaches in the collection and analysis of data. The author has used much of the article in illustrating the link between income and health. Several theoretical connections between inequality and health are deeply discussed. These include the effects of income on investments in health and education, the relationship between nutrition and earnings at low levels of income, and the possible negative effects of inequality on the ability of the political process to deliver public services. According to the author, evolutionary history drives human beings towards fairness while unequal environment deprives of people some vital elements of life. In this perspective, relative deprivation causes ill health. It is further argued that inequality has no effect on health conditional on income within groups. However, both income inequality and average income influence health across groups. The author suggests that inequality can be as a result of ill health. Some forms of income inequalities exist because earnings cannot be completely insured against ill health in an attempt to reduce income inequalities....