Derogatory Credit Letter of Explanation

Derogatory Credit Letter of Explanation
Re: Credit Derogatory
To Whom It May Concern
I am writing regarding the above-highlighted issue. As you might have noted from your records, I have had a 30-day late payment and a dispute resolution pending with the Global Credit Union. The credit defaulted after I was sent on a military deployment, which hindered my ability to pay the credit installments on time. When I was away in a foreign country, I was forced to use my salary and savings to sustain myself and my family.
The was also a credit lateness history with the Sync/Car Care Syn Car in 2016/2017. This was disputed, and the creditor eventually wrote off the account. This was another credit I failed to service because military deployment. I was sent to a far country and had challenges to channel funds that would service the installments. This was unfortunate because I was never prepared to deal with the financial implication of serving in a foreign country.
There is also another credit dispute with Verizon, which was disputed and eventually paid off in 2019. Another credit in default, is the First Premier account, which had more the 90 days of lateness and was disputed. The creditor wrote off the account. I failed to pay for Verizon because I never received notifications early enough until the credit was written off. I had to change carrie...