Should Nationwide insurance have to pay? Law Essay

Please do not have a title and reference, and be sure it is a full page, you can double space. The topic is should Nationwide insurance have to pay? Thank you.

Notice: This opinion is subjcct to formal revision before oublication in -he advar.ee sheets of Southern Reporter. Readers aie requested to rotify the Reporter of Decision«, Alabama Appellate Court3, 30C Dexter Avenue, Montgomery, Alabama 361C4-3741 ((334) 229-0649), of any typographical or other errors, in order -hat. correctior.s may be nade before the opir.ion is printed in Southern Reporter.SUPREME COURT OF ALABAMA
OCTOBER TERM, 2012-20131111486Nationwide Mutual Insurance Company and State Farm Mutual Automobile Insurance CompanyBarbara Walker Hood, as administratrix of the estate of D.V.6., a minor, deceased, and K.C.T., a minor, by and through Earnest T., his father and next friend
Certified Question from the United States District Court for the Northern District of Alabama, Southern Division
(Case no. 2:11-CV-03967-JHH)STUART, Justice,1111486
Nationwide Mutual Fire Insurance Company ("Nationwide") and State Farm Mutual Automobile Insurance Company ("State Farm") filed a declaratory-judgment action in the United States District Court for the Northern District of Alabama, Southern Division, seeking, among other things, aО□ □□ □ □□'ішштшшBUj

1111486
Nationwide Mutual Fire Insurance Company ("Nationwide") and State Farm Mutual Automobile Insurance Company ("State Farm") filed a declaratory-judgment action in the United States District Court for the Northern District of Alabama, Southern Division, seeking, among other things, a determination of the status of a settlement agreement they had rcached with D.V.G., a minor, resolving her claims for coverage stemming from injuries she received in an automobile accident, following her death in a subsequent unrelated automobile accident before the Jefferson Circuit Court approved that settlement agreement. The federal district court ultimately concluded that the issue presented involved a question of Alabama law for which there was no clear controlling precedent, and it therefore certified the following question to this Court pursuant to Rule 18, Ala. R. App. P.:
"Under Alabama law, is an insurance company bound to a settlement agreement negotiated on behalf of an injured minor, if that minor dies before the scheduling of a pro ami hearing which was intended by both sides to obtain approval of the settlement?"
We consented to answer the question, and we now answer it in
the affirmative.