Annotated Bibliography: The Need for Health Insurance

The Need for Health Insurance
Student’s Name
Institutional Affiliation
The Need for Health Insurance
Anderson, M., Dobkin, C., & Gross, T. (2012). The effect of health insurance coverage onthe use of medical services./~tg2370/anderson_dobkin_gross_uninsured.pdf
The authors of this article takes a different approach to identify the effects of health insurance coverage on health care utilization. They exploit the changes in health insurance rates due to young adults losing coverage from their parents’ plans as they age. The paper notes that losing an insurance cover or has negative effects on health care utilization as most people do not get the emergency and increases the proportion of care that they receive in health care institutions. This paper gives an insight on the effects of losing a health insurance care plan thus easy to deduct the need of having one.
Card, D., Dobkin, C., & Maestas, N. (2004). The impact of nearly universal insurancecoverage on health care utilization and health: evidence from Medicare (No. w10365).National Bureau of Economic Research.http://davidcard.berkeley.edu/papers/Impact%20of%20NUI.pdf
The paper investigates the effects that health insurance coverage has on people after it was made a policy in the United States of America. The authors draws their assumptions from health care records based on what percentage of people s...