Optional Benefits

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Optional Benefits
All employees in the employment field have "expected" optional benefits from their employers. The employees expect the benefits of social security and medical care. The majority of the employees are concerned about their future life during old age. Thus, they expect their employers to involve them in a social security scheme to enjoy the optional benefits when the time comes. The benefits that employees expect from their employers include; Social Security Fund (SSF) and Hospital Insurance Fund (HIF). Individuals need social security to take care of their future lives when they are old and to protect them from the uncertainties during their lifetime. The social security scheme is inclusive in all government systems and citizens in all working sectors contribute to their social security. Civil servants and private sector employees compulsorily contribute to the social scheme. Unemployed individuals can voluntarily contribute to the social security scheme depending on their income capacity. A social security scheme has several benefits to all the contributors and non-contributors. The benefits include; guarantee access to health care during old age, the scheme provides housing services to the people, boosts education sector and general economic growth (Noe, 2011).
The social security scheme provides funeral or sympathy grants to the relatives of their contributors. The scheme has several conditions that qualify an individual for payment by the laws. Payment because of age is the one that replaces the income of an individual at the elderly age. Invalidity payment is given to a contributing member after losing the capacity to earn through physical or mental incapacitation. Survivors’ payment is paid to the relatives of a contributing member who die while still working. Withdrawal payment is given to contributing members who attain the elderly age as indicated in the laws. The last is the emigrant payment that is given to a contributor who is leaving the country permanently. There are specific people who can receive the benefits from the social security scheme. These include; the spouses and children of the contributing member, the ...