How my Budget is Working Successfully for Me

Journal 7: My Budget
Journal 7: How I Can Improve My Budget or How My Budget is Working Successfully for Me.
Instructions:
Write your own budget for your own reference using Joe's Budget as an example
Write Journal 7 applying what you learned to your own budget, "How I Can Improve My Budget", or "How My Budget is Working Successfully for Me".
Joe's Budget
Joe's Monthly Financial Profile:
A place to live (i.e. Joe doesn't like roommates)
Three meals a day
Joe has an old car that is paid for and gets 12 mpg
Car insurance is $30/month
The car breaks down occasionally and repairs average $50/month
Joe works 25 hr/week at min. wage
Joe has a school loan payment of $50/month
Joe likes to party
Joe belongs to a health club with $50/month dues
Joe likes to eat out 3 times/week
Joe's girlfriend lives 500 miles away and he calls her twice a week
Joe's job is 10 miles from school and he lives midway between school and work
Mom and Dad send Joe about $75-100 every 3 months
Joe has 2 credit cards with a total balance of $300
Joe goes to a concert or movie every 2 weeks